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Custom Stripe Integration & Multi-Account Payment Systems
Modern businesses don’t just need a way to take payments they need a system that understands how money should move. Whether you’re running a food delivery network, a franchise model, or an education platform, you need full control over how funds are received, split, and paid out.
We build custom Stripe Connect integrations that automate this entire process, from the moment an order is placed to the instant each party receives their share.
Our integrations sit between your app or website and Stripe, creating a seamless intermediary layer that manages everything through APIs, webhooks and smart business logic.
Custom Stripe Integration &
Multi-Account Payment Systems
Modern businesses don’t just need a way to take payments they need a system that understands how money should move. Whether you’re running a food delivery network, a franchise model, or an education platform, you need full control over how funds are received, split, and paid out.
We build custom Stripe Connect integrations that automate this entire process, from the moment an order is placed to the instant each party receives their share.
Our integrations sit between your app or website and Stripe, creating a seamless intermediary layer that manages everything through APIs, webhooks and smart business logic.
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One System, Unlimited Control
We design your payment flow so that every transaction automatically follows your business rules.
When a payment arrives, the system:
- Reads the data (merchant, order type, delivery fee, commission, etc.)
- Calculates the split
- Routes funds to the right Stripe connected account
- Captures, refunds or reports automatically through Stripe APIs and webhooks
The result is zero manual handling, complete visibility, and a platform that scales confidently as you grow.
Built for Businesses That Need Smart Payment Logic
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Multi-Restaurant & Food Delivery Platforms
When orders come from third-party APIs, our integration captures payments only after confirmation, splits commissions and delivery fees, and sends the restaurant’s share directly to their Stripe account. Every event from authorisation to refund is tracked in your dashboard, complete with earnings reports and downloadable monthly statements.
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Franchise & Retail Networks
For brands managing multiple stores, both online and in-store, we use Stripe Connect with Terminal integration. Each location has its own connected account and visibility of sales, while the head office retains oversight across all stores. Commissions and platform fees are deducted automatically before payouts, ensuring transparency and consistency.
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Schools & Education Platforms
In education systems where funds need to be shared between teachers, schools and administrators, we create logic-based payment flows that handle split payouts, refunds, and scheduled disbursements. The platform administrator can update percentages or payout rules anytime without technical support.
✦ Tailored Services
Designed to Do More
- Automated payment splits, commissions and payouts
- Unified online and in-store payment support (Stripe Terminal)
- Real-time webhooks for payment, refund and payout tracking
- Secure onboarding and verification for connected accounts
- Full audit trail and reporting dashboards
- Editable logic and commission structure post-launch
- PDF statements and earnings summaries for each partner
- Built-in failure alerts and retry mechanisms
Every setup is fully custom tailored to your platform, your API data, and your business rules.
Our team of experts combines deep technical knowledge with creative thinking.
Our team of experts combines deep technical knowledge with creative thinking.
Our team of experts combines deep technical knowledge with creative thinking.
The Technical Backbone
Our approach uses
Stripe Connect (Custom or Standard) for managing connected accounts and automatic fund transfers.
Stripe Terminal for in-store payments that follow the same commission logic
Custom middleware layer developed in Laravel or Node.js to process API payloads, trigger Stripe events, and record logs
Webhook orchestration to capture, split and confirm transactions securely
Admin dashboard to manage onboarding, percentages, and payouts
Reporting API for day, week or month-wise sales insights
This architecture gives you one unified command centre to manage every payment, no matter where it comes from.
Why Businesses Choose Smart Web Agency
- Proven experience building multi-account Stripe solutions for marketplaces and franchises
- Strong technical foundation using Laravel, React and secure API development
- Hands-on knowledge of payment orchestration, compliance and data visibility
- UK-based support team with experience across Europe and the Middle East
- Long-term maintenance and upgrade options as your platform evolves
We don’t just set up Stripe; we engineer a payment system that works the way your business works.
Let’s Build Your Stripe Infrastructure
If your business needs a reliable way to automate commissions, manage payouts and see the full money trail across multiple accounts, we can help.
Get in touch today to discuss your system and explore how we can design a custom Stripe payment architecture that makes your operations smoother, faster and fully transparent.